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THESE AGREEMENTS AND DISCLOSURES CONTAIN IMPORTANT MEMBERSHIP INFORMATION, NECESSARY TRUTH-IN-SAVINGS ACCOUNT DISCLOSURES, ELECTRONIC SERVICES AGREEMENT AND DISCLOSURES, FUNDS AVAILABILITY POLICY, WIRE TRANSFER AGREEMENT AND PRIVACY POLICY DISCLOSURE....
California • October 24th, 2022

Throughout these Agreements and Disclosures, the references to "We," "Us," "Our" and "Credit Union" mean FOOTHILL FEDERAL CREDIT UNION. The words "You" and "Your" mean each person applying for and/or using any of the services described herein. "Account" means any account or accounts established for You as set forth in these Agreements and Disclosures. The word "Card" means any MasterCard Debit Card issued to You by Us and any duplicates or renewals We may issue. Our Audio Response system is hereinafter referred to as "Fast Teller," whereas Our Online Banking system is hereinafter referred to as "Foothill@home," and Our Mobile Internet Account Access System is hereinafter referred to as "Mobile Banking." "E-Check" means any check which You authorize the payee to process electronically. For joint Accounts, read singular pronouns in the plural.

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THESE AGREEMENTS AND DISCLOSURES CONTAIN IMPORTANT MEMBERSHIP INFORMATION, NECESSARY TRUTH-IN-SAVINGS ACCOUNT DISCLOSURES, ELECTRONIC SERVICES AGREEMENT AND DISCLOSURES, FUNDS AVAILABILITY POLICY, WIRE TRANSFER AGREEMENT AND PRIVACY POLICY DISCLOSURE....
California • June 29th, 2021

Throughout these Agreements and Disclosures, the references to "We," "Us," "Our" and "Credit Union" mean FOOTHILL FEDERAL CREDIT UNION. The words "You" and "Your" mean each person applying for and/or using any of the services described herein. "Account" means any account or accounts established for You as set forth in these Agreements and Disclosures. The word "Card" means any MasterCard Debit Card issued to You by Us and any duplicates or renewals We may issue. Our Audio Response system is hereinafter referred to as "Fast Teller," whereas Our Online Banking system is hereinafter referred to as "Foothill@home," and Our Mobile Internet Account Access System is hereinafter referred to as "Mobile Banking." "E-Check" means any check which You authorize the payee to process electronically. For joint Accounts, read singular pronouns in the plural.

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