ELECTRONIC FUNDS TRANSFER AGREEMENT and DISCLOSURE - REG EElectronic Funds Transfer Agreement • March 30th, 2022
Contract Type FiledMarch 30th, 2022This Electronic Funds Transfer Agreement and Disclosure (“Agreement”) is the contract which governs the rights and responsibilities of both parties regarding electronic funds transfer services offered by us. “Account” means any one or more of your consumer purpose savings, money market savings, and checking account(s) you have with us. This Agreement does not generally apply to business purpose accounts. Electronic funds transfers are electronically-initiated transfers of money from or to your account through the various services described below. By signing an application or account card for EFT services, or by accessing any service, you agree to the terms and conditions in this Agreement, and amendments thereto, and any other agreements that may govern your accounts. We may refuse any transaction which would draw upon insufficient funds, lower an account below any required minimum balance, exceed a credit limit, or otherwise require us to increase our required reserve on an account.