Common Contracts
2 similar Cardholder Agreement contracts
Georgia Heritage Federal Credit Union Visa® Credit Card CARDHOLDER AGREEMENTCardholder Agreement • September 24th, 2020
Interest Rates and Interest Charges Annual Percentage Rate (APR) for Purchases 9.9% to 16.9% based on your creditworthiness Annual Percentage Rate (APR) for Balance Transfers 9.9% to 16.9% based on your creditworthiness Annual Percentage Rate (APR) for Cash Advances 9.9% to 16.9% based on your creditworthiness How to Avoid Paying Interest on Purchases Your due date is at least 25-days after the close of each billing cycle. We will not charge you any interest on purchases if you pay your entire balance by the due date each month. We will begin charging interest on cash advances and balance transfers on the transaction date. For Credit Card Tips from the Consumer Financial Protection Bureau To learn more about factors to consider when applying for or using a credit card, visit the website of the Consumer Financial Protection Bureau at: http://consumerfinance.gov/learnmore Minimum Finance Charge $0.00 Fees Annual Fees None Late Payment Fee $25.00 Over-the-limit-Fee None Cash Advance Fee
Georgia Heritage Federal Credit Union Visa® Credit Card CARDHOLDER AGREEMENTCardholder Agreement • April 24th, 2015
Interest Rates and Interest Charges Annual Percentage Rate (APR) for Purchases 9.9% to 16.9% based on your creditworthiness Annual Percentage Rate (APR) for Balance Transfers 9.9% to 16.9% based on your creditworthiness Annual Percentage Rate (APR) for Cash Advances 9.9% to 16.9% based on your creditworthiness How to Avoid Paying Interest on Purchases Your due date is at least 25-days after the close of each billing cycle. We will not charge you any interest on purchases if you pay your entire balance by the due date each month. We will begin charging interest on cash advances and balance transfers on the transaction date. For Credit Card Tips from the Consumer Financial Protection Bureau To learn more about factors to consider when applying for or using a credit card, visit the website of the Consumer Financial Protection Bureau at: http://consumerfinance.gov/learnmore Minimum Finance Charge $0.00 Fees Annual Fees None Late Payment Fee $20.00 Over-the-limit-Fee None Cash Advance Fee
