AGREEMENT AND FEDERAL TRUTH-IN-LENDING DISCLOSURE STATEMENTCredit Card Agreement • August 15th, 2023
Contract Type FiledAugust 15th, 2023INTEREST RATES AND INTEREST CHARGES Purchase Annual Percentage Rate (APR) Business Rewards – Prime + 5.00% to Prime + 13.00%,10.50% - 18.00%This APR will vary with the Market based on the Prime Rate. Balance Transfer APR Not Applicable Cash Advance APR Business Rewards -Annual Percentage Rate (APR) Prime + 5.00% to Prime + 13.00%, 10.50% - 18.00% Penalty APR and When It Applies Business Rewards -Prime + 7.00% to Prime + 13.00%, 12.50% - 18.00% When you do not pay the amount due by the payment due date for three straight statements. Paying Interest Your due date is at least 25 days after the close of each billing cycle.We will not charge you any interest on purchases if you pay your entirebalance by the due date each month. We will begin charging intereston cash advances on the transaction. Minimum Interest Charged If you are charged interest, the charge will be no less than $0.50. Credit Card Information For credit card tips from the Consumer Financial Protection Bureau