INDEPENDENCE HOLDING COMPANY Stock Option Award AgreementStock Option Award Agreement • November 16th, 2016 • Independence Holding Co • Life insurance • Delaware
You (the “Participant”) are hereby awarded the following stock option (the “Option”) to purchase Shares of Independence Holding Company (the “Company”), subject to the terms and conditions set forth in this Stock Option Award Agreement (the “Award Agreement” or “Award”) and in the Independence Holding Company 2016 Stock Incentive Plan (the “Plan”), which is attached hereto as Exhibit A hereto. You should carefully review these documents, and consult with your personal financial advisor, before exercising this Option.
SAR Award AgreementSar Award Agreement • November 16th, 2016 • Independence Holding Co • Life insurance • Delaware
You (the “Participant”) are hereby awarded Share Appreciation Rights subject to the terms and conditions set forth in this agreement (the “Award Agreement” or “Award”) and in the Independence Holding Company 2016 Stock Incentive Plan (“Plan”). A copy of the Plan is attached as Exhibit A hereto. You should carefully review these documents and consult with your personal financial advisor before exercising this Award.
Restricted Share Unit Award AgreementRestricted Share Unit Award Agreement • November 16th, 2016 • Independence Holding Co • Life insurance • Delaware
You are hereby awarded Restricted Share Units subject to the terms and conditions set forth in this Restricted Share Unit Award Agreement (“Award Agreement” or “Award”), and in the Independence Holding Company 2016 Stock Incentive Plan (the “Plan”), which is attached hereto as Exhibit A. You should carefully review these documents, and consult with your personal financial advisor, in order to fully understand the implications of this Award, including your tax alternatives and their consequences.
