Exhibit 4.1b SOUTHEASTERN EMPLOYEE BENEFIT SERVICES, INC. NONSTANDARDIZED 401(K) PLAN By executing this 401(k) plan Adoption Agreement (the "Agreement") under the SouthEastern Employee Benefit Services, Inc. Prototype Plan, the Employer agrees to...401(k) Plan Adoption Agreement • April 10th, 2003 • Peoples Holding Co • State commercial banks
