0000818682-04-000008 Sample Contracts

AMENDED AND RESTATED PARTICIPATION AGREEMENT
Participation Agreement • April 30th, 2004 • Harolds Stores Inc • Retail-family clothing stores • Massachusetts

THIS AMENDED AND RESTATED PARTICIPATION AGREEMENT ("this Agreement") is made this 29th day of April, 2004, by and between WELLS FARGO RETAIL FINANCE II, LLC, a Delaware limited liability company formerly known as Wells Fargo Retail Finance, LLC (together with its successors and assigns "WFRF"), having an office at One Boston Place, 18th Floor, Boston, Massachusetts 02108 Attention: Lynn Whitmore, and RONHOW, LLC, a Georgia limited liability company (the "Participant"), having an office at 3290 Northside Parkway, Suite 250, Atlanta, Georgia 30302, Attention: Bob Anderson.

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FIRST AMENDMENT TO STOCK OPTION AGREEMENT
Stock Option Agreement • April 30th, 2004 • Harolds Stores Inc • Retail-family clothing stores

This First Amendment to Stock Option Agreement ("First Amendment") is made and entered into this 9th day of February, 2004, by and between Harold's Stores, Inc. (hereinafter referred to as "Company") and Clark Hinkley (hereinafter referred to as "Employee"),

AMENDMENT NO. 2 TO LOAN AND SECURITY AGREEMENT
Loan and Security Agreement • April 30th, 2004 • Harolds Stores Inc • Retail-family clothing stores • Massachusetts

This AMENDMENT NO. 2 TO LOAN AND SECURITY AGREEMENT (this "Amendment") is entered into as of April 29, 2004 (the "Effective Date"), by and among, on the one hand, the lender identified on the signature page hereof (such lender, together with its successors and assigns, is referred to hereinafter as the "Lender"), WELLS FARGO RETAIL FINANCE II, LLC, as collateral agent and administrative agent (the "Agent") for the Lender and any other holder of Obligations (as defined in the Loan Agreement referred to below) and, on the other hand, HAROLD'S STORES, INC., an Oklahoma corporation ("Parent"), HAROLD'S FINANCIAL CORPORATION, an Oklahoma corporation ("Harold's Finance"), HAROLD'S DIRECT, INC., an Oklahoma corporation ("Harold's Direct"), HAROLD'S STORES OF TEXAS, L.P., a Texas limited partnership ("Harold's Texas"), HAROLD'S STORES OF GEORGIA, L.P., a Georgia limited partnership ("Harold's Georgia"), HAROLD'S OF JACKSON, INC., a Mississippi corporation ("Harold's Mississippi", and collectiv

OPTION AGREEMENT
Option Agreement • April 30th, 2004 • Harolds Stores Inc • Retail-family clothing stores • Oklahoma

This Option Agreement ("Agreement") is made effective this 30th day of April, 2004, by and between RONHOW, LLC, a Georgia limited liability company (the "Participant") having an office at 3290 Northside Parkway, Suite 250, Atlanta, Georgia, 30302, Attention: Bob Anderson and Harold's Stores, Inc., an Oklahoma corporation ("Company") with reference to the following circumstances:

EMPLOYMENT AGREEMENT
Employment Agreement • April 30th, 2004 • Harolds Stores Inc • Retail-family clothing stores • Texas

THIS EMPLOYMENT AGREEMENT ("Agreement"), is made and entered into effective this 9th day of February, 2004 (the "Effective Date"), by and between HAROLD'S STORES, INC., an Oklahoma corporation ("Company"), and Hubert W. Mullins, an individual ("Employee").

EMPLOYMENT AGREEMENT
Employment Agreement • April 30th, 2004 • Harolds Stores Inc • Retail-family clothing stores • Texas

THIS EMPLOYMENT AGREEMENT ("Agreement"), dated this 9th day of February, 2004, is entered into by and between HAROLD'S STORES, INC., an Oklahoma corporation (the "Company"), and Clark Hinkley, an individual ("Employee"). This Employment Agreement supercedes the Employment Agreement dated February 23, 2001 and the First Amendment to Employment Agreement dated February 4, 2003.

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