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0000837010-21-000044 Sample Contracts

PRINCIPAL UNDERWRITING AGREEMENT
Underwriting Agreement • April 2nd, 2021 • VOYA RETIREMENT INSURANCE & ANNUITY Co • Life insurance • Connecticut

THIS UNDERWRITING AGREEMENT (“Agreement”) is effective as of the 17th day of November, 2006, by and between ING Life Insurance and Annuity Company (“ILIAC”), on its own behalf and on behalf of its nonunitized separate accounts for modified guaranteed annuity contracts (“MGA Accounts”), and on behalf of Variable Annuity Accounts B, C, F, G and I, Separate Account D, and Variable Life Accounts B and C (separate accounts of ILIAC (Variable Annuity Accounts B, C, F, G and I, Separate Account D and Variable Life Accounts B and C hereinafter collectively referred to as the “Accounts”)), and ING Financial Advisers, LLC (the “Underwriter”).

Standard Contracts

A STOCK COMPANY Aetna Life Insurance and Annuity Company, herein called Aetna, agrees to pay the benefits stated in this Contract.
Group Annuity Contract • April 2nd, 2021 • VOYA RETIREMENT INSURANCE & ANNUITY Co • Life insurance

READ THIS CONTRACT CAREFULLY. This Contract sets forth, in detail, all of the rights and obligations of both you and Aetna. IT IS THEREFORE IMPORTANT THAT YOU READ THIS CONTRACT CAREFULLY.

THIS CONTRACT CONTAINS A MARKET VALUE ADJUSTMENT FORMULA. APPLICATION OF A MARKET VALUE ADJUSTMENT MAY RESULT IN EITHER AN INCREASE OR DECREASE IN THE CURRENT VALUE. THE MARKET VALUE ADJUSTMENT FORMULA DOES NOT APPLY TO A GUARANTEED PERIOD AT THE TIME...
Individual Annuity Contract • April 2nd, 2021 • VOYA RETIREMENT INSURANCE & ANNUITY Co • Life insurance

This Contract is a legal contract and constitutes the entire legal relationship between Aetna and the Contract Holder. READ THIS CONTRACT CAREFULLY. This Contract sets forth, in detail, all of the rights and obligations of both you and Aetna. IT IS THEREFORE IMPORTANT THAT YOU READ THIS CONTRACT CAREFULLY.