VOYA RETIREMENT INSURANCE & ANNUITY Co Sample Contracts

AMENDED AND RESTATED ASSET PURCHASE AGREEMENT
Asset Purchase Agreement • August 12th, 1998 • Aetna Life Insurance & Annuity Co /Ct • Life insurance • Connecticut
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RECITALS
Services Agreement • March 29th, 2004 • Ing Life Insurance & Annuity Co • Life insurance • Georgia
WITNESSETH:
Administrative Services Agreement • March 29th, 2004 • Ing Life Insurance & Annuity Co • Life insurance • New York
WITNESSETH:
Tax Sharing Agreement • March 29th, 2004 • Ing Life Insurance & Annuity Co • Life insurance
EXHIBIT 10.5 TRANSITION SERVICES AGREEMENT
Transition Services Agreement • March 30th, 2001 • Aetna Life Insurance & Annuity Co /Ct • Life insurance • Delaware
EXHIBIT 10.3 EMPLOYEE BENEFITS AGREEMENT
Employee Benefits Agreement • March 30th, 2001 • Aetna Life Insurance & Annuity Co /Ct • Life insurance • New York
RECITALS
Services Agreement • March 29th, 2004 • Ing Life Insurance & Annuity Co • Life insurance • Connecticut
ARTICLE 1 DEFINITIONS
Reciprocal Loan Agreement • March 29th, 2004 • Ing Life Insurance & Annuity Co • Life insurance • Delaware
WITNESSETH:
Tax Sharing Agreement • March 29th, 2004 • Ing Life Insurance & Annuity Co • Life insurance
RECITALS
Services Agreement • March 27th, 2003 • Ing Life Insurance & Annuity Co • Life insurance • Connecticut
EXHIBIT 10.4 TAX SHARING AGREEMENT
Tax Sharing Agreement • March 30th, 2001 • Aetna Life Insurance & Annuity Co /Ct • Life insurance • Delaware
AMENDMENT NO. 5 TO THE INTERCOMPANY AGREEMENT
Intercompany Agreement • September 28th, 2017 • VOYA RETIREMENT INSURANCE & ANNUITY Co • Life insurance

This Amendment No. 5, entered into on June 29, 2017 and effective as of May 1, 2017, amends the Intercompany Agreement, dated as of December 22, 2010, as amended (the “Agreement”), by and between Voya Investment Management LLC (“VIM”) and Voya Retirement Insurance and Annuity Company (“VRIAC”).

Customer Service Center Important terms and definitions used in this Des Moines, Iowa 50306-0450] Product Name Contract Number [ING Select Multi-Index 7] [R123456] Annuitant(s) Age of Annuitant(s) Sex of Annuitant(s) [Thomas J. Doe] [55] [Male]...
Modified Single Premium Deferred Annuity Contract • April 30th, 2024 • VOYA RETIREMENT INSURANCE & ANNUITY Co • Life insurance

You may return this Contract by mailing or delivering it to our Customer Service Center at the address shown above or to the producer through whom you purchased it within twenty days (or thirty days if this is a replacement contract as defined by applicable state regulation) after the date you receive it. If so returned, we will promptly pay you any portion of the Premium paid and not previously Surrendered as of the date the returned Contract is received by us. If you are unsure whether your Contract is a replacement contract, please contact us at our Customer Service Center at the phone number or address set forth above.

RECIPROCAL LOAN AGREEMENT
Reciprocal Loan Agreement • August 13th, 2021 • VOYA RETIREMENT INSURANCE & ANNUITY Co • Life insurance • Delaware

This RECIPROCAL LOAN AGREEMENT (this “Agreement”), dated as of April 1, 2021, between Voya Retirement Insurance and Annuity Company, a Connecticut life insurance company (“VRIAC” or “Company”), located at One Orange Way, Windsor, Connecticut 06095 and Voya Financial, Inc., a Delaware corporation (“Voya Financial” or “Company”), located at 230 Park Avenue, New York, New York 10169 (collectively referred to as the "Companies").

Contract
Intercompany Agreement • April 2nd, 2018 • VOYA RETIREMENT INSURANCE & ANNUITY Co • Life insurance

Exhibit 16(1)(vi) Amendment No. 3 TO THE INTERCOMPANY AGREEMENT This Amendment No. 3, effective as of April 01, 2015, amends the Intercompany Agreement, dated as of December 22, 2010, as amended (the “Agreement”), by and between Directed Services LLC (“DSL”) and Voya Retirement Insurance and Annuity Company (“VRIAC”). W I T N E S S E T H WHEREAS, DSL is an investment adviser for certain U.S. registered investment companies (“Funds”) and a registered broker-dealer distributing variable insurance contracts; and WHEREAS, VRIAC is an insurance company which offers a variety of insurance products, including variable annuities and which also provides administrative services to various tax-advantaged plans and programs established under Section 401(a), 403(b), 457 or 408 of the Internal Revenue Code (“Code”), certain non-qualified deferred compensation arrangements, and to custodial accounts established under Code Sections 403(b)(7) or 408 (collectively “non-insurance customers”); and WHEREAS

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DISTRIBUTION AGREEMENT
Distribution Agreement • April 2nd, 2018 • VOYA RETIREMENT INSURANCE & ANNUITY Co • Life insurance • Connecticut

This AGREEMENT is made this 2nd day of December, 2009, by and between ING Life Insurance and Annuity Company, (“ILIAC”) a Connecticut corporation, on its own behalf and on behalf of Variable Annuity Account B (the “Account”) and Directed Services LLC, (“DSL”), a Delaware limited liability company.

ACCOUNT CONTROL AGREEMENT February 8, 2018
Account Control Agreement • May 10th, 2018 • VOYA RETIREMENT INSURANCE & ANNUITY Co • Life insurance • New York

Federal Home Loan Bank of Boston (the “Secured Party”); Voya Retirement Insurance and Annuity Company (the “Customer”); and The Bank of New York Mellon (the “Bank”) hereby agree as follows:

SECOND AMENDED AND RESTATED SERVICES AGREEMENT
Services Agreement • May 9th, 2019 • VOYA RETIREMENT INSURANCE & ANNUITY Co • Life insurance

This Second Amended and Restated Services Agreement (this "Agreement") is made as of this 4st day of March, 2019, by and among Voya Retirement Insurance and Annuity Company (“VRIAC”), an insurance company organized and existing under the laws of the state of Connecticut, the affiliated insurance companies specified in Exhibit B hereto and certain other affiliated companies specified in Exhibit B hereto.

Amendment No.1 to Coinsurance Agreement Between
Coinsurance Agreement • May 15th, 2007 • Ing Life Insurance & Annuity Co • Life insurance

This Amendment No. 1 ("Amendment No. 1") to Coinsurance Agreement (the "Coinsurance Agreement") dated October 1, 1998, between Aetna Life Insurance and Annuity Company, now known as ING Life Insurance and Annuity Company, ("ILIAC" or the "Company") and The Lincoln National Life Insurance Company ("LNL"), is entered into by ILIAC and Lincoln Life & Annuity Company of New York ("LNY"), successor to LNL as Reinsurer by assignment, and is entered into as of March 19, 2007 and effective as of March 1, 2007.

JOINDER NUMBER 2006-1 TO TAX SHARING AGREEMENT
Tax Sharing Agreement • May 15th, 2006 • Ing Life Insurance & Annuity Co • Life insurance

This Joinder Number 2006-1 to Tax Sharing Agreement, dated January 20, 2006, is entered into by and between ING Life Insurance and Annuity Company (“ILIAC”) and ING America Insurance Holdings, Inc. (“ING”), on its own behalf and on behalf of each of its subsidiaries that are currently parties to that certain Tax Sharing Agreement hereinafter described (the “Subsidiaries”).

ING Life Insurance and Annuity Company
Deed of Assignment • March 27th, 2013 • Ing Life Insurance & Annuity Co • Life insurance
AMENDMENT NUMBER 2008-1 TO SERVICES AGREEMENT
Services Agreement • March 31st, 2009 • Ing Life Insurance & Annuity Co • Life insurance

This is Amendment Number 2008-1 (this “Amendment”) to the Services Agreement made January 1, 2001, as amended effective January 1, 2002 and as of December 31, 2007, by and among ING Life Insurance and Annuity Company and the affiliated insurance companies specified in Exhibit B to the Services Agreement (or the successors by merger to such affiliated insurance companies) (the “Agreement”). This Amendment is effective October 1, 2008. Capitalized terms not defined in this Amendment shall have the meaning ascribed to them in the Agreement.

Contract
Intercompany Agreement • April 2nd, 2018 • VOYA RETIREMENT INSURANCE & ANNUITY Co • Life insurance • Delaware

THIS AGREEMENT is executed as of the date below between Directed Services LLC (“DSL”), and ING Life Insurance and Annuity Company (“ILIAC”).

Amendment No. 4 TO THE INTERCOMPANY AGREEMENT
Intercompany Agreement • September 28th, 2017 • VOYA RETIREMENT INSURANCE & ANNUITY Co • Life insurance

This Amendment No. 4, effective as of March 01, 2016, amends the Intercompany Agreement, dated as of December 22, 2010, as amended (the “Agreement”), by and between ING Investment Management LLC (“IIM”), (now known as “Voya Investment Management LLC” or “VIM”) and ING Life Insurance and Annuity Company (“ILIAC”) (now known as “Voya Retirement Insurance and Annuity Company” or “VRIAC”).

AMENDMENT TO DISTRIBUTION AGREEMENT
Distribution Agreement • April 2nd, 2018 • VOYA RETIREMENT INSURANCE & ANNUITY Co • Life insurance

This amendment is made effective September 6, 2017, and amends the Distribution Agreement (the “Agreement”) dated December 2, 2009, between Voya Retirement Insurance and Annuity Company (formerly known as ING Life Insurance and Annuity Company), a Connecticut corporation (“VRIAC”) on its own behalf and on behalf of Variable Annuity Account B (the “Account”) and Directed Services LLC (“DSL”). VRIAC, the Account and DSL shall be collectively known as the “Parties.”

AGREEMENT FOR ADVANCES, COLLATERAL PLEDGE AND SECURITY AGREEMENT (SPECIFIC LIEN - DELIVERY)
Agreement for Advances, Collateral Pledge and Security Agreement • May 10th, 2018 • VOYA RETIREMENT INSURANCE & ANNUITY Co • Life insurance • Massachusetts

This AGREEMENT FOR ADVANCES, COLLATERAL PLEDGE AND SECURITY AGREEMENT (this “Agreement”) is entered into by and between Voya Retirement Insurance and Annuity Company (the “Member”) and the FEDERAL HOME LOAN BANK OF BOSTON (the “Bank”). This Agreement shall be effective as of the last signature date set forth below.

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