0000837010-21-000100 Sample Contracts

RECIPROCAL LOAN AGREEMENT
Reciprocal Loan Agreement • August 13th, 2021 • VOYA RETIREMENT INSURANCE & ANNUITY Co • Life insurance • Delaware

This RECIPROCAL LOAN AGREEMENT (this “Agreement”), dated as of April 1, 2021, between Voya Retirement Insurance and Annuity Company, a Connecticut life insurance company (“VRIAC” or “Company”), located at One Orange Way, Windsor, Connecticut 06095 and Voya Financial, Inc., a Delaware corporation (“Voya Financial” or “Company”), located at 230 Park Avenue, New York, New York 10169 (collectively referred to as the "Companies").

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AMENDMENT NO. 9 TO THE INTERCOMPANY AGREEMENT
Intercompany Agreement • August 13th, 2021 • VOYA RETIREMENT INSURANCE & ANNUITY Co • Life insurance

This Amendment No. 9, entered into on February 28, 2020 and effective as of January 1, 2020, amends the Intercompany Agreement, dated as of December 22, 2010, as amended (the “Agreement”), by and between Voya Investment Management LLC (“VIM”) and Voya Retirement Insurance and Annuity Company (“VRIAC”).

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