0000837276-99-000182 Sample Contracts

AMONG
Participation Agreement • April 30th, 1999 • Separate Account Ny-B of First Golden Amer Life Ins Co of Ny • California
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PARTICIPATION AGREEMENT Among SMITH BARNEY CONCERT SERIES INC., TRAVELERS INVESTMENT ADVISER, INC. and FIRST GOLDEN LIFE INSURANCE COMPANY OF NEW YORK
Participation Agreement • April 30th, 1999 • Separate Account Ny-B of First Golden Amer Life Ins Co of Ny • New York

THIS AGREEMENT, made as of the [ ] st day of [ ] 1999, by and among the FIRST GOLDEN LIFE INSURANCE COMPANY OF NEW YORK (hereinafter the "Company"), on its own behalf and on behalf of each segregated asset account of the Company set forth on Schedule A hereto as may be amended from time to time (each such account hereinafter referred to as the "Account"), the SMITH BARNEY CONCERT SERIES INC., a Maryland corporation (hereinafter the "Fund"), and TRAVELERS INVESTMENT ADVISER, INC. (hereinafter the "Adviser"), a Delaware corporation.

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Participation Agreement • April 30th, 1999 • Separate Account Ny-B of First Golden Amer Life Ins Co of Ny • New York
EXHIBIT 2
Custody Agreement • April 30th, 1999 • Separate Account Ny-B of First Golden Amer Life Ins Co of Ny • New York
AMONG
Participation Agreement • April 30th, 1999 • Separate Account Ny-B of First Golden Amer Life Ins Co of Ny • New York
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