0000840256-09-000012 Sample Contracts

EIGHTH MODIFICATION AGREEMENT AND COVENANT WAIVER
Modification Agreement • April 1st, 2009 • Vineyard National Bancorp • National commercial banks • Tennessee

This Eighth Modification Agreement and Covenant Waiver (this “Agreement”) is made as of April 1, 2009 but effective as of March 31, 2009 (the “Effective Date”), by and between VINEYARD NATIONAL BANCORP, a California corporation (“Borrower”) and FIRST TENNESSEE BANK NATIONAL ASSOCIATION (“Lender”). Unless otherwise set forth herein, all capitalized terms used herein shall have the meaning given such terms in the Loan Documents (defined below).

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AMENDMENT NO. 2 TO STOCK PURCHASE AGREEMENT
Stock Purchase Agreement • April 1st, 2009 • Vineyard National Bancorp • National commercial banks

THIS AMENDMENT NO. 2 TO STOCK PURCHASE AGREEMENT, is entered into as of the 31st day of March, 2009, between Vineyard National Bancorp (the “Seller”) and Vineyard Bancshares, Inc., a Minnesota corporation (the “Buyer”).

March 31, 2009 Glen C. Terry President and CEO Vineyard National Bancorp
Letter Agreement • April 1st, 2009 • Vineyard National Bancorp • National commercial banks
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