0000882377-07-002184 Sample Contracts

PHH MORTGAGE CAPITAL LLC, Depositor PHH MORTGAGE CORPORATION, Master Servicer CITIBANK N.A., Trustee POOLING AND SERVICING AGREEMENT Dated as of August 1, 2007 PHHMC Mortgage Pass-Through Certificates, Series 2007-5
Pooling and Servicing Agreement • September 13th, 2007 • PHHMC Series 2007-5 Trust • Asset-backed securities • New York

This Pooling and Servicing Agreement is dated as of August 1, 2007 (the “Agreement”), among PHH MORTGAGE CAPITAL LLC, as depositor (the “Depositor”), PHH MORTGAGE CORPORATION, as master servicer (the “Master Servicer”) and CITIBANK, N.A., as trustee (the “Trustee”).

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PHH MORTGAGE CAPITAL LLC PHHMC Mortgage Pass-Through Certificates, Series 2007-5
Agency Agreement • September 13th, 2007 • PHHMC Series 2007-5 Trust • Asset-backed securities • New York

PHH Mortgage Capital LLC, a Delaware limited liability company (the “Depositor”), proposes to engage you (also referred to herein as the “Agent”) as placement agent, on a best efforts basis, only pursuant to this Agency Agreement (the “Agreement”), for all of the PHHMC Mortgage Pass-Through Certificates, Series 2007-5, Class A-1, Class A-2, Class A-3 and Class A-4 Certificates (collectively, the “Certificates”), having the aggregate principal amounts and Pass-Through Rates set forth above. The Certificates, together with the Class A-5, Class B-1, Class B-2, Class B-3, Class B-4, Class B-5 and Class B-6 Certificates (collectively, the “Private Certificates”) and the Class R Certificates of the same series, will evidence the entire beneficial interest in the Trust Fund (as defined in the Pooling and Servicing Agreement referred to below) consisting primarily of a pool (the “Pool”) of conventional, fixed-rate one- to four-family residential mortgage loans (the “Mortgage Loans”) as describ

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