0000891804-12-001601 Sample Contracts

AMONG
Participation Agreement • December 28th, 2012 • SBL Variable Annuity Account Xiv • New York
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PARTICIPATION AGREEMENT as of April 30, 2007 Franklin Templeton Variable Insurance Products Trust Franklin/Templeton Distributors, Inc. Security Benefit Life Insurance Company Security Distributors, Inc.
Participation Agreement • December 28th, 2012 • SBL Variable Annuity Account Xiv • California

Each Class 2 Portfolio named on Schedule C of this Agreement is eligible to receive a maximum annual payment rate of 0.25% stated as a percentage per year of that Portfolio's Class 2 average daily net assets, pursuant to the terms and conditions referenced below under its Class 2 Rule 12b-1 Distribution Plan.

FUND PARTICIPATION AGREEMENT
Fund Participation Agreement • December 28th, 2012 • SBL Variable Annuity Account Xiv • Massachusetts

This Fund Participation Agreement (the “Agreement”), effective as of 1st day of November, 2011, is made by and among Security Benefit Life Insurance Company (“Company”), on its own behalf and on behalf of each segregated asset account of the Company currently in existence or hereafter created, as set forth on Schedule A hereto, which may be updated from time to time for the convenience of the parties, (each an “Account”), JPMorgan Insurance Trust (the “Trust”), the Trust’s investment advisor, J. P. Morgan Investment Management Inc. (the “Adviser”), and the Trust’s administrator, JPMorgan Funds Management, Inc. (the “Administrator”).

PARTICIPATION AGREEMENT Among Security Benefit Life Insurance Company, Pioneer Variable Contracts Trust, and Pioneer Investment Management, Inc.
Participation Agreement • December 28th, 2012 • SBL Variable Annuity Account Xiv • Massachusetts

THIS AGREEMENT, dated as of the 12th day of November, 2012, by and among Security Benefit Life Insurance Company, (the “Company”), a stock life insurance company organized under the laws of the State of Kansas, on its own behalf and on behalf of each segregated asset account of the Company currently in existence or hereafter created, as set forth on Schedule A hereto, which may be updated from time to time for the convenience of the parties, (each an “Account”), Pioneer Variable Contracts Trust (the “Fund”), a Delaware statutory trust, and Pioneer Investment Management, Inc. (the “Adviser”), a Delaware corporation and member of the UniCredit banking group, register of banking groups.

AMENDED AND RESTATED PARTICIPATION AGREEMENT AMONG MFS VARIABLE INSURANCE TRUST, MFS VARIABLE INSURANCE TRUST II, SECURITY BENEFIT LIFE INSURANCE COMPANY AND MFS FUND DISTRIBUTORS, INC.
Participation Agreement • December 28th, 2012 • SBL Variable Annuity Account Xiv • Massachusetts

THIS AGREEMENT, made and entered into this 1st day of July 2012, by and among MFS VARIABLE INSURANCE TRUST, a Massachusetts business trust (the “Trust I”), MFS VARIABLE INSURANCE TRUST II, a Massachusetts business trust (the “Trust II”) (Trust I and Trust II each referred to, individually, as the “Trust” and, collectively, as the “Trusts”), Security Benefit Life Insurance Company, a Kansas life insurance company (the “Company”), and on behalf of each of the segregated asset accounts of the Company set forth in Schedule A hereto, as may be amended from time to time (the “Accounts”), and MFS Fund Distributors, Inc., a Delaware corporation (“MFD”).

PARTICIPATION AGREEMENT Security Benefit Life Insurance Company
Participation Agreement • December 28th, 2012 • SBL Variable Annuity Account Xiv • Kansas

This Participation Agreement (“Agreement”), dated as of the 25th day of August, 2010, is made by and between SECURITY BENEFIT LIFE INSURANCE COMPANY (“Company”), on behalf of itself and each of the separate accounts identified on Exhibit A, which is attached hereto, as the parties hereto may update from time to time for the convenience of the parties, (“Accounts”), WADDELL & REED, INC. (“W&R”), distributor for Ivy Funds Variable Insurance Portfolios, and IVY FUNDS VARIABLE INSURANCE PORTFOLIOS (“Ivy Funds VIP”).

PARTICIPATION AGREEMENT Among PUTNAM VARIABLE TRUST PUTNAM RETAIL MANAGEMENT LIMITED PARTNERSHIP And SECURITY BENEFIT LIFE INSURANCE COMPANY
Participation Agreement • December 28th, 2012 • SBL Variable Annuity Account Xiv • Massachusetts

THIS AGREEMENT, made and entered into as of this 28th day of November, 2012, among SECURITY BENEFIT LIFE INSURANCE COMPANY (the “Company”), a stock life insurance company organized under the laws of the State of Kansas, on its own behalf and on behalf of each separate account of the Company set forth on Schedule A hereto, as such Schedule may be updated from time to time for the convenience of the parties (each such account hereinafter referred to as the “Account”), PUTNAM VARIABLE TRUST (the “Trust”), a Massachusetts business trust, and PUTNAM RETAIL MANAGEMENT LIMITED PARTNERSHIP (the “Underwriter”), a Massachusetts limited partnership.

FUND PARTICIPATION AGREEMENT
Fund Participation Agreement • December 28th, 2012 • SBL Variable Annuity Account Xiv • Pennsylvania

This AGREEMENT is made this 21st day of August, 2012, by and between Security Benefit Life Insurance Company (the “Insurer”), a life insurance company domiciled in Kansas, on its behalf and on behalf of certain segregated asset accounts of the Insurer listed on Exhibit A to this Agreement, which may be updated from time to time for the convenience of the parties (the “Separate Accounts”); Federated Insurance Series (the “Investment Company”), a Massachusetts business trust; and Federated Securities Corp. (the “Distributor”), a Pennsylvania corporation.

FUND PARTICIPATION AGREEMENT
Fund Participation Agreement • December 28th, 2012 • SBL Variable Annuity Account Xiv • Delaware

THIS AGREEMENT, made and entered into as of this 1st day of May, 2012 by and among Security Benefit Life Insurance Company (hereinafter “Company”), a Kansas stock life insurance company, on its own behalf and on behalf of its Separate Account(s) (the “Account(s)”) as set forth on Schedule A hereto; ING Investors Trust, and ING Variable Products Trust, open-end management investment company and business trusts organized under the laws of Massachusetts (hereinafter the “Trusts”); and ING Investments Distributor, LLC (hereinafter the “Distributor”), a Delaware limited liability company.

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