JOINT FILING AGREEMENTJoint Filing Agreement • February 5th, 2002 • Financial Edge Fund L P • State commercial banks
Pursuant to Rule 13d-1(f)(1) under the Securities Exchange Act of 1934, as amended, the undersigned hereby agree that the Schedule 13D to which this Joint Filing Agreement is being filed as an exhibit shall be a joint statement filed on behalf of each of the undersigned.
