NSTS BANCORP, INC. (a Delaware corporation) Up to 4,600,000 Shares of Common Stock (Subject to Increase to 5,290,000 Shares of Common Stock) COMMON STOCK (Par Value $0.01 Per Share) Subscription Price $10.00 Per Share AGENCY AGREEMENT November 10, 2021Agency Agreement • November 12th, 2021 • NSTS Bancorp, Inc. • Savings institution, federally chartered • New York
NSTS Bancorp, Inc., a Delaware corporation (“NSTS Bancorp”), NSTS Financial Corporation, a federally-chartered stock corporation (“NSTS Financial”), North Shore MHC, a federally-chartered mutual holding company (the “MHC”) and North Shore Trust and Savings, a federally-chartered stock savings institution (“North Shore Trust and Savings”) (collectively, NSTS Bancorp, NSTS Financial, the MHC and North Shore Trust and Savings are the “NSTS Parties”), hereby confirm, jointly and severally, their agreement with Keefe, Bruyette & Woods, Inc. (“KBW” or the “Agent”), as follows:
