0000898822-02-001379 Sample Contracts

Exhibit 10.2 SHAREHOLDER AGREEMENT
Shareholder Agreement • November 18th, 2002 • Friedman Billings Ramsey Group Inc • Security brokers, dealers & flotation companies • New York
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VOTING AGREEMENT
Voting Agreement • November 18th, 2002 • Friedman Billings Ramsey Group Inc • Security brokers, dealers & flotation companies • New York
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