EXHIBIT 4.28 GUARANTEE AGREEMENT MATRIX BANCORP, INC. Dated as of November 28, 2001 TABLE OF CONTENTSGuarantee Agreement • March 14th, 2002 • Matrix Bancorp Inc • Mortgage bankers & loan correspondents • New York
RECITALSCredit Agreement • March 14th, 2002 • Matrix Bancorp Inc • Mortgage bankers & loan correspondents • Minnesota
EXHIBIT 4.2 FIRST AMENDMENT TO INDENTURE This First Amendment to Indenture (this "Amendment") is entered into as of December 5, 2001, by and among (i) Matrix Capital Corporation, a Colorado corporation (the "Company") and (ii) U.S. Bank National...Indenture • March 14th, 2002 • Matrix Bancorp Inc • Mortgage bankers & loan correspondents
RECITALSCredit Agreement • March 14th, 2002 • Matrix Bancorp Inc • Mortgage bankers & loan correspondents • Minnesota
EXHIBIT 10.1 LEGACY TOWER OFFICE LEASE THIS LEASE, made and entered this 21st day of December, 2001, by and between WXI/SEV REALTY, LLC, a Delaware limited liability company (hereinafter referred to as "Landlord"), and MATRIX BANCORP, INC., a Colorado...Office Lease • March 14th, 2002 • Matrix Bancorp Inc • Mortgage bankers & loan correspondents • Colorado
EXHIBIT 10.15 February 4, 2002 Mr. Paul E. Skretny 7901 Fish Pond Road Waco, Texas 76710 Re: Employment Agreement dated as of February 4, 1997, as extended by letter agreement of February 4, 2000 (the "Agreement") Dear Paul: Reference is made to the...Matrix Bancorp Inc • March 14th, 2002 • Mortgage bankers & loan correspondents
Reference is made to the Agreement. Pursuant to the Agreement, the term of the Agreement is scheduled to expire today. This letter agreement shall evidence the renewal of the Agreement for the period from February 4, 2002 through February 4, 2003. Accordingly, Article 2 is hereby amended to read as follows: "The term of this Agreement shall commence on February 4, 1997 and shall continue until February 4, 2003, unless earlier terminated pursuant to Article 4 hereof."
