0000899732-10-000041 Sample Contracts

Law Offices Greer, Herz & Adams, L.L.P. a registered limited liability partnership including professional corporations One Moody Plaza Galveston, Texas 77550 Galveston (409) 797-3200 Houston (713) 480-5278 Telecopier (409) 766-6424 April 30, 2010
Opinion and Consent of Counsel • April 30th, 2010 • American National Variable Life Separate Account

We are counsel to American National Insurance Company ("ANICO"), the depositor of the Separate Account. As such, we participated in the formation of the Separate Account and the registration of such Separate Account with the Securities and Exchange Commission. Accordingly, we are familiar with the corporate records, certificates, and consents of officers of ANICO as we have deemed necessary or appropriate for the purpose of this opinion.

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Amendment No. 2 to the Automatic Self Administered YRT Reinsurance Agreement effective July 1, 2006 (hereinafter referred to as "Agreement") between American National Insurance Company (hereinafter referred to as "Ceding Company") and Munich American...
Automatic Self Administered Yrt Reinsurance Agreement • April 30th, 2010 • American National Variable Life Separate Account

It is hereby declared and agreed that effective January 1, 2009, Exhibit B Plans Covered and Binding Limits and Exhibit C Reinsurance Premiums shall be replaced by the attached Exhibit B Plans Covered and Binding Limits and Exhibit C Reinsurance Premiums in order to update the Agreement.

Amendment No. I to the Automatic Self Administered YRT Reinsurance Agreement effective April 14, 2008 (hereinafter referred to as "Agreement") between American National Insurance Company One Moody Plaza, Galveston, TX 77550 (hereinafter referred to as...
Automatic Self Administered Yrt Reinsurance Agreement • April 30th, 2010 • American National Variable Life Separate Account

It is hereby declared and agreed that effective January 1, 2009, Exhibit B Plans Covered and Binding Limits and Exhibit C Reinsurance Premiums shall be replaced by the attached Exhibit B Plans covered and Binding Limits and Exhibit C Reinsurance Premiums in order to add a Variable Universal Life product using the existing reinsurance terms.

AUTOMATIC YRT REINSURANCE AGREEMENT ("AGREEMENT") Between AMERICAN NATIONAL INSURANCE CO. (A corporation organized under the laws of the state of Texas, having its principal place of business in Galveston, Texas; hereinafter referred to as the CEDING...
Reinsurance Agreement • April 30th, 2010 • American National Variable Life Separate Account

Article 1; Parties and Scope of Agreement 1 D. Automatic Coverage 1 E. Exceptions to Automatic Coverage 2 F. Retention Warranty and Underwriting Representations 2 Article 11, Commencement and Termination of Liability 4 Article 111, Oversights and Clerical Errors 5 Article IV, Plan of Reinsurance 6 Article V, Reinsurance Premiums 6 Article VI, Reinsurance Administration 8 Article VII, Settlement of Claims 10 Article VIII, Policy Changes 13 A. Changes 13 B. Reinstatements 13 C. Continuations 13 Article IX, Terminations and Reductions 14 Article X, Inspection of Records 15 Article XI, Insolvency 16 Article XH, Negotiation 17 Article XIIL Arbitration 18 Article XIV, Right to Offset Balances Due 19 Article XV, Taxes 20 Article XVI, Confidentiality 21 Article XVH, Entire Agreement 22 Article XVHI, Severability and Article Names 23 Article XIX, Duration of Agreement 24 Article XX, Change of Control 25 Article XXI, Other Provisions 26 A. Notifications 26 B. Assignment 26 D. Survival 26 E. No W

Amendment No. I to the Automatic Self Administered YRT Reinsurance Agreement effective April 14, 2008 (hereinafter referred to as "Agreement") between American National Insurance Company (hereinafter referred to as "Ceding Company") NAIC Code 60739,...
Automatic Self Administered Yrt Reinsurance Agreement • April 30th, 2010 • American National Variable Life Separate Account

It is hereby declared and agreed that effective January 1, 2009, Exhibit B Plans Covered and Binding Limits and Exhibit E Reinsurance Premiums shall be replaced by the attached Exhibit B Plans Covered and Binding Limits and Exhibit E Reinsurance Premiums in order to add a Variable Universal Life product using the existing reinsurance terms.

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