Opinion and Consent of Counsel Sample Contracts

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Law Offices Greer, Herz & Adams, L.L.P. a registered limited liability partnership including professional corporations One Moody Plaza Galveston, Texas 77550 Galveston (409) 765-5525 Houston (713) 480-5278 Telecopier (409) 766-6424 April 27, 2012
Opinion and Consent of Counsel • April 27th, 2012 • American National Variable Life Separate Account

We are counsel to American National Insurance Company ("ANICO"), the depositor of the Separate Account. As such, we participated in the formation of the Separate Account and the registration of such Separate Account with the Securities and Exchange Commission. Accordingly, we are familiar with the corporate records, certificates, and consents of officers of ANICO as we have deemed necessary or appropriate for the purpose of this opinion.

Law Offices Greer, Herz & Adams, L.L.P. a registered limited liability partnership including professional corporations One Moody Plaza Galveston, Texas 77550 Galveston (409) 765-5525 Houston (713) 480-5278 Telecopier (409) 766-6424 April 28, 2015
Opinion and Consent of Counsel • April 28th, 2015 • American National Variable Life Separate Account

RE: American National Variable Life Separate Account (“Separate Account”) Post-Effective Amendment No. 22 to Form N-6; File No. 333-53122; Opinion and Consent of Counsel

Law Offices Greer, Herz & Adams, L.L.P. a registered limited liability partnership including professional corporations One Moody Plaza Galveston, Texas 77550 Galveston (409) 765-5525 Houston (713) 480-5278 Telecopier (409) 766-6424 April 26, 2006
Opinion and Consent of Counsel • April 27th, 2006 • American National Variable Life Separate Account

RE: American National Variable Life Separate Account ("Separate Account") Post-Effective Amendment No. 10 to Form N-6; File No. 333-47321; Opinion and Consent of Counsel

GREER, HERZ & ADAMS, L.L.P. A LIMITED LIABILITY PARTNERSHIP INCLUDING PROFESSIONAL CORPORATIONS ATTORNEYS AT LAW
Opinion and Consent of Counsel • April 27th, 2017 • American National Variable Annuity Separate Account

We are counsel to American National Insurance Company (“American National”), the depositor of the Separate Account. As such, we participated in the formation of the Separate Account and the registration of such Separate Account with the Securities and Exchange Commission. Accordingly, we are familiar with the corporate records, certificates, and consents of officers of American National as we have deemed necessary or appropriate for the purpose of this opinion.

Law Offices Greer, Herz & Adams, L.L.P. a registered limited liability partnership including professional corporations One Moody Plaza Galveston, Texas 77550 Galveston (409) 765-5525 Houston (713) 480-5278 Telecopier (409) 766-6424 April 26, 2006
Opinion and Consent of Counsel • April 27th, 2006 • American National Variable Annuity Separate Account

RE: American National Variable Annuity Separate Account ("Separate Account") Post-Effective Amendment No. 8 to Form N-4; File No. 333-33856; Opinion and Consent of Counsel

Law Offices Greer, Herz & Adams, L.L.P. a registered limited liability partnership including professional corporations One Moody Plaza Galveston, Texas 77550 Galveston (409) 765-5525 Houston (713) 480-5278 Telecopier (409) 766-6424 April 29, 2005
Opinion and Consent of Counsel • April 29th, 2005 • American National Variable Life Separate Account

RE: American National Variable Life Separate Account ("Separate Account") Post-Effective Amendment No. 6 to Form N-6; File No. 333-79153; Opinion and Consent of Counsel

GREER, HERZ & ADAMS, L.L.P. A LIMITED LIABILITY PARTNERSHIP INCLUDING PROFESSIONAL CORPORATIONS
Opinion and Consent of Counsel • April 27th, 2017 • American National Variable Life Separate Account

We are counsel to American National Insurance Company (“American National”), the depositor of the Separate Account. As such, we participated in the formation of the Separate Account and the registration of such Separate Account with the Securities and Exchange Commission. Accordingly, we are familiar with the corporate records, certificates, and consents of officers of American National as we have deemed necessary or appropriate for the purpose of this opinion.

Law Offices Greer, Herz & Adams, L.L.P. a registered limited liability partnership including professional corporations One Moody Plaza Galveston, Texas 77550 Galveston (409) 765-5525 Houston (713) 480-5278 Telecopier (409) 766-6424 April 29, 2005
Opinion and Consent of Counsel • April 29th, 2005 • American National Variable Life Separate Account

RE: American National Variable Life Separate Account ("Separate Account") Post-Effective Amendment No. 4 to Form N-6; File No. 333-53122; Opinion and Consent of Counsel

Law Offices Greer, Herz & Adams, L.L.P. a registered limited liability partnership including professional corporations One Moody Plaza Galveston, Texas 77550 Galveston (409) 765-5525 Houston (713) 480-5278 Telecopier (409) 766-6424 April 26, 2006
Opinion and Consent of Counsel • April 27th, 2006 • American National Variable Life Separate Account

RE: American National Variable Life Separate Account ("Separate Account") Post-Effective Amendment No. 5 to Form N-6; File No. 333-53122; Opinion and Consent of Counsel

Law Offices Greer, Herz & Adams, L.L.P. a registered limited liability partnership including professional corporations One Moody Plaza Galveston, Texas 77550 Galveston (409) 765-5525 Houston (713) 480-5278 Telecopier (409) 766-6424 April 29, 2005
Opinion and Consent of Counsel • April 29th, 2005 • American National Variable Life Separate Account

RE: American National Variable Life Separate Account ("Separate Account") Post-Effective Amendment No. 8 to Form N-6; File No. 333-47321; Opinion and Consent of Counsel

Law Offices Greer, Herz & Adams, L.L.P. a registered limited liability partnership including professional corporations One Moody Plaza Galveston, Texas 77550 Galveston (409) 797-3200 Houston (713) 480-5278 Telecopier (409) 766-6424 April 29, 2011
Opinion and Consent of Counsel • April 29th, 2011 • American National Variable Annuity Separate Account

We are counsel to American National Insurance Company ("ANICO"), the depositor of the Separate Account. As such, we participated in the formation of the Separate Account and the registration of such Separate Account with the Securities and Exchange Commission. Accordingly, we are familiar with the corporate records, certificates, and consents of officers of ANICO as we have deemed necessary or appropriate for the purpose of this opinion.

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