0000902664-15-004167 Sample Contracts

JOINT FILING AND GROUP AGREEMENT
Joint Filing and Group Agreement • November 12th, 2015 • Voce Capital Management LLC • Security brokers, dealers & flotation companies

This Joint Filing and Group Agreement (this “Agreement”) is made and entered into as of November 3, 2015, by and among (1) Philadelphia Financial Management of San Francisco, LLC; Boathouse Row I, L.P.; Boathouse Row II, L.P.; Boathouse Row Offshore Ltd.; OC 532 Offshore Ltd.; Justin Hughes and Jordan Hymowitz (collectively, “PFM”) and (2) Voce Capital LLC, Voce Capital Management LLC and J. Daniel Plants (collectively, “Voce” and with PFM, each a “Party” to this Agreement, and together, the “Parties” or the “Group”).

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