Exhibit 10.13 JUNIOR SUBORDINATED INDENTUREMystic Financial Inc • September 29th, 2003 • Savings institutions, not federally chartered • New York
Company FiledSeptember 29th, 2003 Industry Jurisdiction
between MYSTIC FINANCIAL, INC., as Guarantor, andMystic Financial Inc • September 29th, 2003 • Savings institutions, not federally chartered • New York
Company FiledSeptember 29th, 2003 Industry Jurisdiction