0000912057-01-539686 Sample Contracts

TENTH AMENDMENT TO FIRST AMENDED AND RESTATED WAREHOUSING CREDIT AND SECURITY AGREEMENT
Warehousing Credit and Security Agreement • November 14th, 2001 • Finet Com Inc • Mortgage bankers & loan correspondents

THIS TENTH AMENDMENT TO FIRST AMENDED AND RESTATED WAREHOUSING CREDIT AND SECURITY AGREEMENT (this "Amendment") is entered into as of this 1 st day of August, 2001, by and between MONUMENT MORTGAGE, INC., a California corporation ("Borrower") and RESIDENTIAL FUNDING CORPORATION, a Delaware corporation ("Lender").

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ANNEX I Supplemental Terms and Conditions
Master Repurchase Agreement • November 14th, 2001 • Finet Com Inc • Mortgage bankers & loan correspondents

The Master Repurchase Agreement between Impac Warehouse Lending Group ("Buyer") and MONUMENT MORTGAGE, INC., ("Seller"), dated as of SEPTEMBER 17, 2001 is amended and supplemented as set forth below. All capitalized terms used herein that are defined in the Master Repurchase Agreement are used herein as defined therein except to the extent such terms are amended or supplemented herein.

MASTER REPURCHASE AGREEMENT
Master Repurchase Agreement • November 14th, 2001 • Finet Com Inc • Mortgage bankers & loan correspondents • California
SERIES D PREFERRED STOCK PURCHASE AGREEMENT
Series D Preferred Stock Purchase Agreement • November 14th, 2001 • Finet Com Inc • Mortgage bankers & loan correspondents • California

THIS SERIES D PREFERRED STOCK PURCHASE AGREEMENT (this "Agreement") dated as of August 30, 2001 is by and among Epexegy Corporation, a California corporation (the "Company"), Epexegy Merger Sub Corp., a California corporation ("Merger Sub") and FiNet.com, Inc., a Delaware corporation (the "Purchaser").

EMPLOYMENT AND COMPENSATION AGREEMENT
Employment Agreement • November 14th, 2001 • Finet Com Inc • Mortgage bankers & loan correspondents • California

This Employment and Compensation Agreement (the "Agreement") is entered into in Contra Costa County, California, as of the 28th day of September, 2001, by and between Monument Mortgage, Inc., a California corporation ("Monument" or "Employer"), which is a wholly owned subsidiary of FiNet.com, Inc., a Delaware corporation ("FiNet"), and Matt Soto, an individual ("Employee"), who agree as follows:

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