Exhibit 10.18 GUARANTEE AGREEMENT by and between FLORIDA BANKS, INC.Guarantee Agreement • March 27th, 2003 • Florida Banks Inc • National commercial banks • New York
RECITALS:Subscription Agreement • March 27th, 2003 • Florida Banks Inc • National commercial banks • New York
FLORIDA BANKS, INC., as Issuer INDENTURE Dated as of December 19, 2002Indenture • March 27th, 2003 • Florida Banks Inc • National commercial banks • New York
Exhibit 10.16 FLORIDA BANKS, INC. 3,000 Capital Securities Floating Rate Capital Securities (Liquidation Amount $1,000.00 per Capital Security) PLACEMENT AGREEMENTPlacement Agreement • March 27th, 2003 • Florida Banks Inc • National commercial banks • New York
