HEARTLAND FINANCIAL USA, INC. 2020 LONG-TERM INCENTIVE PLAN 2022 STOCK OPTION AWARD AGREEMENT The Participant specified below is hereby granted a stock option award by HEARTLAND FINANCIAL USA, INC. (the “Company”), under the HEARTLAND FINANCIAL USA,...Stock Option Award Agreement • December 5th, 2022 • Heartland Financial Usa Inc • State commercial banks • Delaware
