PENTEGRA SERVICES, INC. EMPLOYEES' SAVINGS & PROFIT SHARING PLAN BASIC PLAN DOCUMENT 4/13/95 TABLE OF CONTENTS ARTICLE I PURPOSE AND DEFINITIONS ARTICLE II PARTICIPATION AND MEMBERSHIP ARTICLE III CONTRIBUTIONS ARTICLE IV INVESTMENT OF CONTRIBUTIONS...Employees' Savings & Profit Sharing Plan • November 15th, 1996 • HMN Financial Inc • Savings institution, federally chartered • New York
