LOAN AGREEMENT THIS LOAN AGREEMENT ("Agreement") is entered into as of May 1, 1999, by and between R.H. PHILLIPS, INC., a California corporation ("Borrower"), and U.S. BANK NATIONAL ASSOCIATION (the "Lender"). RECITALS A. Borrower has heretofore...Loan Agreement • August 12th, 1999 • Phillips R H Inc • Beverages • California
