EXHIBIT 1.2Citizens South Banking Corp • June 28th, 2002 • Savings institution, federally chartered • New York
Company FiledJune 28th, 2002 Industry Jurisdiction
EXHIBIT 99.1Citizens South Banking Corp • June 28th, 2002 • Savings institution, federally chartered
Company FiledJune 28th, 2002 Industry
EXHIBIT 99.5Citizens South Banking Corp • June 28th, 2002 • Savings institution, federally chartered
Company FiledJune 28th, 2002 IndustryThis letter sets forth the agreement between Citizens South Banking Corporation ("Citizens South" or the "Company"), subsidiary of Citizens South Holdings, MHC, Gastonia, North Carolina (the "MHC"), and RP Financial, LC. ("RP Financial"), whereby the Company has engaged RP Financial to prepare the written document and financial projections reflecting the pro forma impact of the mutual to stock conversion of the MHC and the post-conversion activities of the Company. These services are described in greater detail below.