0000928389-97-000226 Sample Contracts

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Underwriter's Agreement • October 17th, 1997 • Security Mutual Variable Annuity Account One

IT IS HEREBY AGREED by and between SECURITY MUTUAL LIFE INSURANCE COMPANY OF NEW YORK ("INSURANCE COMPANY") on behalf of SECURITY MUTUAL VARIABLE ANNUITY ACCOUNT ONE (the "VARIABLE ACCOUNT") and COVA LIFE SALES COMPANY (the "PRINCIPAL UNDERWRITER") as follows:

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