0000928389-97-000266 Sample Contracts

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Participation Agreement • November 19th, 1997 • Cova Variable Annuity Account Five • Massachusetts
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Selling Agreement • November 19th, 1997 • Cova Variable Annuity Account Five
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Principal Underwriter's Agreement • November 19th, 1997 • Cova Variable Annuity Account Five

IT IS HEREBY AGREED by and between COVA FINANCIAL LIFE INSURANCE COMPANY ("INSURANCE COMPANY") on behalf of COVA VARIABLE ANNUITY ACCOUNT FIVE (the "Variable Account") and COVA LIFE SALES COMPANY ("PRINCIPAL UNDERWRITER") as follows:

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