0000928389-99-000259 Sample Contracts

RECITALS
Selling Agreement • October 22nd, 1999 • Cova Variable Life Account Five • California
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Principal Underwriter's Agreement • October 22nd, 1999 • Cova Variable Life Account Five

IT IS HEREBY AGREED by and between COVA FINANCIAL LIFE INSURANCE COMPANY ("INSURANCE COMPANY") on behalf of COVA VARIABLE LIFE ACCOUNT FIVE (the "VARIABLE ACCOUNT") and COVA LIFE SALES COMPANY (the "PRINCIPAL UNDERWRITER") as follows:

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