Draft: 09/26/00] 2,400,000 SHARES EMPIRE FINANCIAL HOLDING COMPANY COMMON STOCK UNDERWRITING AGREEMENT September __, 2000 WACHOVIA SECURITIES, INC. As representative of the several Underwriters named in Schedule I hereto, c/o Wachovia Securities, Inc....Underwriting Agreement • September 27th, 2000 • Empire Financial Holding Co • Security brokers, dealers & flotation companies • North Carolina
