EXHIBIT 10.3B EMPLOYMENT AGREEMENT -------------------- THIS AGREEMENT entered into this 1st day of January, 2001 ("Effective Date"), by and between Heritage Bank (the "Bank") and David B. Turner (the "Employee"). WHEREAS, the Employee has heretofore...Employment Agreement • March 29th, 2001 • CCF Holding Co • Savings institution, federally chartered • Georgia
EXHIBIT 10.8 CHANGE IN CONTROL SEVERANCE AGREEMENT ------------------------------------- THIS CHANGE IN CONTROL SEVERANCE AGREEMENT ("Agreement") entered into this 1st day of January, 2001 ("Effective Date"), by and between Heritage Bank (the "Bank")...Change in Control Severance Agreement • March 29th, 2001 • CCF Holding Co • Savings institution, federally chartered • Georgia
