EXHIBIT 10.8 AMENDED AND RESTATED TRUST AGREEMENTTrust Agreement • May 14th, 2002 • CCF Holding Co • Savings institution, federally chartered • Delaware
EXHIBIT 10.11 GUARANTEE AGREEMENTGuarantee Agreement • May 14th, 2002 • CCF Holding Co • Savings institution, federally chartered • New York
EMPLOYMENT AGREEMENT THIS AGREEMENT entered into this 26th day of January, 1995 ("Effective Date"), by and between Clayton County Federal Savings and Loan Association (the "Association") and David B. Turner (the "Employee"). WHEREAS, the Employee has...Employment Agreement • December 30th, 1996 • CCF Holding Co • Savings institution, federally chartered • Georgia
EXHIBIT 10.9 JUNIOR SUBORDINATED INDENTURECCF Holding Co • May 14th, 2002 • Savings institution, federally chartered • New York
STOCK OPTION AGREEMENT ----------------------Stock Option Agreement • April 19th, 2000 • CCF Holding Co • Savings institution, federally chartered
EMPLOYMENT AGREEMENT -------------------- THIS AGREEMENT entered into this 1st day of January, 1999 ("Effective Date"), by and between Heritage Bank (the "Bank") and David B. Turner (the "Employee"). WHEREAS, the Employee has heretofore been employed...Employment Agreement • March 26th, 1999 • CCF Holding Co • Savings institution, federally chartered • Georgia
AMENDED AND RESTATED TRUST AGREEMENT Among CCF HOLDING COMPANY as Depositor, WILMINGTON TRUST COMPANY as Property Trustee, WILMINGTON TRUST COMPANY, as Delaware Trustee, and Leonard A. Moreland David B. Turner and Mary Jo Rogers as Administrators...Trust Agreement • May 17th, 2004 • CCF Holding Co • Savings institution, federally chartered • Delaware
THIS AMENDED AND RESTATED TRUST AGREEMENT, dated as of March 30, 2004, is by and among (i) CCF Holding Company, a Georgia corporation (including any successors or assigns, the “Depositor”), (ii) Wilmington Trust Company, a Delaware banking corporation, as property trustee (in such capacity, the “Property Trustee” and, in its separate corporate capacity and not in its capacity as Property Trustee or Delaware Trustee, the “Bank”), (iii) Wilmington Trust Company, a Delaware banking corporation, as Delaware trustee (in such capacity, the “Delaware Trustee”) (the Property Trustee and the Delaware Trustee are referred to collectively herein as the “Issuer Trustees”), (iv) the Administrators, as hereinafter defined, and (v) the several Holders, as hereinafter defined.
EXHIBIT 10.5 EXECUTIVE SUPPLEMENTAL RETIREMENT PLAN EXECUTIVE AGREEMENT THIS AGREEMENT is made and entered into this ____ day of ____________ by and between Heritage Bank, a Bank organized and existing under the laws of the State of Georgia,...Executive Supplemental Retirement Plan • March 29th, 2000 • CCF Holding Co • Savings institution, federally chartered • Georgia
EXHIBIT 10.3 CHANGE IN CONTROL SEVERANCE AGREEMENT ------------------------------------- THIS CHANGE IN CONTROL SEVERANCE AGREEMENT ("Agreement") entered into this 1st day of January, 2002 ("Effective Date"), by and between Heritage Bank (the "Bank")...Change In • May 14th, 2002 • CCF Holding Co • Savings institution, federally chartered • Georgia
GUARANTEE AGREEMENT Between CCF HOLDING COMPANY as Guarantor, and WILMINGTON TRUST COMPANY as Guarantee Trustee, Dated as of March 30, 2004Guarantee Agreement • May 17th, 2004 • CCF Holding Co • Savings institution, federally chartered • New York
THIS GUARANTEE AGREEMENT, dated as of March 30, 2004, is executed and delivered by CCF HOLDING COMPANY, a Georgia corporation (the “Guarantor”), having its principal office at 101 North Main Street, Jonesboro, Georgia 30236, and WILMINGTON TRUST COMPANY, a Delaware banking corporation, as trustee (the “Guarantee Trustee”), for the benefit of the Holders (as defined herein) from time to time of the Capital Securities (as defined herein) of CCF CAPITAL TRUST II, a Delaware statutory trust (the “Issuer Trust”).
CHANGE IN CONTROL SEVERANCE AGREEMENTChange in Control Severance Agreement • November 15th, 2004 • CCF Holding Co • Savings institution, federally chartered • Georgia
THIS CHANGE IN CONTROL SEVERANCE AGREEMENT (“Agreement”) entered into this 2nd day of August, 2004 (“Effective Date”), by and between Heritage Bank (the “Bank”) and Kathy Zovlonsky (the “Employee”).
EXHIBIT 10.2 EMPLOYMENT AGREEMENT -------------------- THIS AGREEMENT entered into this 1st day of January, 2002 ("Effective Date"), by and between Heritage Bank (the "Bank") and Mr. Leonard Moreland (the "Employee"). WHEREAS, the Employee is...Employment Agreement • May 14th, 2002 • CCF Holding Co • Savings institution, federally chartered • Georgia
EXHIBIT 10.4 CHANGE IN CONTROL SEVERANCE AGREEMENT THIS CHANGE IN CONTROL SEVERANCE AGREEMENT ("Agreement") entered into this 1st day of January, 1999 ("Effective Date"), by and between Heritage Bank (the "Bank") and Nancy McClellan (the "Employee")....Control Severance Agreement • August 12th, 1999 • CCF Holding Co • Savings institution, federally chartered • Georgia
CHANGE IN CONTROL SEVERANCE AGREEMENT WITH C.T. SEGERS, DATED JANUARY 1, 2003Control Severance Agreement • March 31st, 2003 • CCF Holding Co • Savings institution, federally chartered • Georgia
THIS CHANGE IN CONTROL SEVERANCE AGREEMENT (“Agreement”) entered into this 1st day of January, 2003 (“Effective Date”), by and between Heritage Bank (the “Bank”) and C.T. Segers (the “Employee”).
EMPLOYMENT AGREEMENT WITH DAVID B. TURNER, DATED JANUARY 1, 2003Employment Agreement • March 31st, 2003 • CCF Holding Co • Savings institution, federally chartered • Georgia
THIS AGREEMENT entered into this 1st day of January, 2003 (“Effective Date”), by and between Heritage Bank (the “Bank”) and David B. Turner (the “Employee”).
EMPLOYMENT AGREEMENTEmployment Agreement • October 22nd, 2007 • CCF Holding Co • Savings institution, federally chartered • Georgia
THIS AGREEMENT entered into this 17th day of October, 2007 (“Effective Date”), by and between Heritage Bank (the “Bank”) and David B. Turner (the “Employee”).
NONQUALIFIED STOCK OPTION AWARD PURSUANT TO THE CCF HOLDING COMPANYNonqualified Stock Option Award • August 14th, 2007 • CCF Holding Co • Savings institution, federally chartered • Georgia
THIS NONQUALIFIED STOCK OPTION AWARD (the “Award”) is made as of the Grant Date by and between CCF HOLDING COMPANY (the “Company”), a Georgia corporation, and (the “Participant”).
INCENTIVE STOCK OPTION AWARD PURSUANT TO THE CCF HOLDING COMPANYIncentive Stock Option Award • August 14th, 2007 • CCF Holding Co • Savings institution, federally chartered • Georgia
THIS INCENTIVE STOCK OPTION AWARD (the “Award”) is made as of the Grant Date by and between CCF HOLDING COMPANY (the “Company”), a Georgia corporation, and (the “Participant”).
FIRST AMENDMENT TO SUPPLEMENTAL EXECUTIVE RETIREMENT BENEFITS AGREEMENTRetirement Benefits Agreement • January 23rd, 2008 • CCF Holding Co • Savings institution, federally chartered
This FIRST AMENDMENT to the Supplemental Executive Retirement Benefits Agreement is made this ___ day of _____________, 2008, effective as of January 1, 2008, by and between Heritage Bank, a Georgia banking corporation (“Bank”), and ___________, an individual (“Executive”).
ENDORSEMENT METHOD SPLIT-DOLLAR AGREEMENTSplit-Dollar Agreement • June 23rd, 2006 • CCF Holding Co • Savings institution, federally chartered • Georgia
This Endorsement Method Split-Dollar Agreement (this “Agreement”) is made as of the 1st day of January, 2006, by and between Heritage Bank, a Georgia banking corporation (“Bank”), and , an individual (“Insured”).
CHANGE IN CONTROL SEVERANCE AGREEMENTChange in Control Severance Agreement • October 22nd, 2007 • CCF Holding Co • Savings institution, federally chartered • Georgia
THIS CHANGE IN CONTROL SEVERANCE AGREEMENT (“Agreement”) entered into this 17th day of October, 2007 (“Effective Date”), by and between Heritage Bank (the “Bank”) and (the “Employee”).
EXHIBIT 10.1 EMPLOYMENT AGREEMENT -------------------- THIS AGREEMENT entered into this 1st day of January, 2002 ("Effective Date"), by and between Heritage Bank (the "Bank") and David B. Turner (the "Employee"). WHEREAS, the Employee has heretofore...Employment Agreement • May 14th, 2002 • CCF Holding Co • Savings institution, federally chartered • Georgia
SUPPLEMENTAL EXECUTIVE RETIREMENT BENEFITS AGREEMENTRetirement Benefits Agreement • June 23rd, 2006 • CCF Holding Co • Savings institution, federally chartered • Georgia
This Supplemental Executive Retirement Benefits Agreement (this “Agreement”) is made as of the 1st day of January, 2006, by and between Heritage Bank, a Georgia banking corporation (“Bank”), and , an individual (“Executive”).
