0000939057-21-000056 Sample Contracts

FORM OF REGISTRATION RIGHTS AGREEMENT

Registration Rights Agreement • February 11th, 2021 • FS Bancorp, Inc. • Savings institutions, not federally chartered • New York

• Contract Type
  Registration Rights Agreement
• Filed
  February 11th, 2021
• Company
  FS Bancorp, Inc.
• Industry
  Savings institutions, not federally chartered
• Jurisdiction
  New York

This REGISTRATION RIGHTS AGREEMENT (the “Agreement”) is dated as of February 10, 2021 and is made by and among FS Bancorp, Inc., a Washington corporation (the “Company”), and the several purchasers of the Subordinated Notes (as defined below) identified on the signature pages to the Purchase Agreement (as defined below) (collectively, the “Purchasers”).

FS BANCORP, INC. As Issuer, and As Trustee INDENTURE Dated as of February 10, 2021

Indenture • February 11th, 2021 • FS Bancorp, Inc. • Savings institutions, not federally chartered • New York

• Contract Type
  Indenture
• Filed
  February 11th, 2021
• Company
  FS Bancorp, Inc.
• Industry
  Savings institutions, not federally chartered
• Jurisdiction
  New York

SUBORDINATED NOTE PURCHASE AGREEMENT

Subordinated Note Purchase Agreement • February 11th, 2021 • FS Bancorp, Inc. • Savings institutions, not federally chartered • New York

• Contract Type
  Subordinated Note Purchase Agreement
• Filed
  February 11th, 2021
• Company
  FS Bancorp, Inc.
• Industry
  Savings institutions, not federally chartered
• Jurisdiction
  New York

This SUBORDINATED NOTE PURCHASE AGREEMENT (this “Agreement”) is dated as of February 10, 2021, and is made by and among FS Bancorp, Inc., a Washington corporation (“Company”), and the several purchasers of the Subordinated Notes identified on the signature pages hereto (each a “Purchaser” and collectively, the “Purchasers”).