AJS BANCORP, INC. (a Maryland-chartered Stock Corporation) Up to 1,223,198 Shares (Subject to Increase Up to 1,406,677 Shares) COMMON STOCK ($0.01 Par Value) Subscription Price $10.00 Per Share AGENCY AGREEMENT August 12, 2013Agency Agreement • August 16th, 2013 • AJS Bancorp, Inc. • National commercial banks • New York
