0000944695-07-000010 Sample Contracts

NON-QUALIFIED STOCK OPTION AGREEMENT
Non-Qualified Stock Option Agreement • February 21st, 2007 • Hanover Insurance Group, Inc. • Fire, marine & casualty insurance • Delaware

This Non-Qualified Stock Option Agreement (the “Agreement”) is effective as of <GRANT DATE> (the “Grant Date”), by and between The Hanover Insurance Group, Inc., a Delaware corporation (the “Company”), and <PARTICIPANT NAME> (the “Participant” or “you”). Capitalized terms used without definition herein shall have the meanings set forth in The Hanover Insurance Group, Inc. 2006 Long-Term Incentive Plan (the “Plan”).

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RESTRICTED STOCK AGREEMENT
Restricted Stock Agreement • February 21st, 2007 • Hanover Insurance Group, Inc. • Fire, marine & casualty insurance • Delaware

This Restricted Stock Agreement (the “Agreement”) is made as of <GRANT DATE> (the “Grant Date”) by and between The Hanover Insurance Group, Inc., a Delaware corporation (the “Company”), and <PARTICIPANT NAME> (the “Participant” or “you”). Capitalized terms used without definition herein shall have the meanings set forth in The Hanover Insurance Group, Inc. 2006 Long-Term Incentive Plan (the “Plan”).

INCENTIVE COMPENSATION DEFERRAL AND CONVERSION AGREEMENT
Incentive Compensation Deferral and Conversion Agreement • February 21st, 2007 • Hanover Insurance Group, Inc. • Fire, marine & casualty insurance • Delaware

This Incentive Compensation Deferral and Conversion Agreement (the “Agreement”) is entered into as of <GRANT DATE> (the “Effective Date”), and is between <PARTICIPANT NAME> (hereinafter referred to as the “Participant” or “you”) and The Hanover Insurance Group, Inc., a Delaware corporation (hereinafter referred to as the “Company”). Capitalized terms used without definition herein shall have the meaning set forth in The Hanover Insurance Group, Inc. 2006 Long-Term Incentive Plan (the “Plan”).

INDIVIDUAL GOAL PERFORMANCE-BASED RESTRICTED STOCK UNIT AGREEMENT
Restricted Stock Unit Agreement • February 21st, 2007 • Hanover Insurance Group, Inc. • Fire, marine & casualty insurance • Delaware

This Individual Goal Performance-Based Restricted Stock Unit Agreement (the “Agreement”) is effective as of <GRANT DATE> (the “Grant Date”) by and between The Hanover Insurance Group, Inc., a Delaware corporation (the “Company”), and <PARTICIPANT NAME> (the “Participant” or “you”). Capitalized terms used without definition herein shall have the meanings set forth in The Hanover Insurance Group, Inc. 2006 Long-Term Incentive Plan (the “Plan”).

The Hanover Insurance Group, Inc. Amended Long-Term Stock Incentive Plan Non- Qualified Stock Option Agreement
Non-Qualified Stock Option Agreement • February 21st, 2007 • Hanover Insurance Group, Inc. • Fire, marine & casualty insurance • Delaware

This Agreement (“Agreement”) is effective as of “GRANT DATE” (the “Date of Grant”), by and between First Allmerica Financial Life Insurance Company, a Massachusetts corporation (the “Company”) and “NAME” (“Participant”).

RESTRICTED STOCK UNIT AGREEMENT
Restricted Stock Unit Agreement • February 21st, 2007 • Hanover Insurance Group, Inc. • Fire, marine & casualty insurance • Delaware

This Restricted Stock Unit Agreement (the “Agreement”) is effective as of <GRANT DATE> (the “Grant Date”) by and between The Hanover Insurance Group, Inc., a Delaware corporation (the “Company”), and <PARTICIPANT NAME> (the “Participant” or “you”). Capitalized terms used without definition herein shall have the meanings set forth in The Hanover Insurance Group, Inc. 2006 Long-Term Incentive Plan (the “Plan”).

CORPORATE GOAL PERFORMANCE-BASED RESTRICTED STOCK UNIT AGREEMENT
Restricted Stock Unit Agreement • February 21st, 2007 • Hanover Insurance Group, Inc. • Fire, marine & casualty insurance • Delaware

This Corporate Goal Performance-Based Restricted Stock Unit Agreement (the “Agreement”) is effective as of <GRANT DATE> (the “Grant Date”) by and between The Hanover Insurance Group, Inc., a Delaware corporation (the “Company”), and <PARTICIPANT NAME> (the “Participant” or “you”). Capitalized terms used without definition herein shall have the meanings set forth in The Hanover Insurance Group, Inc. 2006 Long-Term Incentive Plan (the “Plan”).

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