Exhibit 1.2 [DRAFT OF AGENCY AGREEMENT] FIRST NIAGARA FINANCIAL GROUP, INC. 32,725,000 to 50,916,250 Shares of Common Stock (par value $.01 per share) AGENCY AGREEMENT Ryan Beck & Co. 220 South Orange Avenue Livingston, New Jersey 07039-5817 Ladies...Agency Agreement • November 14th, 2002 • First Niagara Financial Group Inc • Savings institutions, not federally chartered • New Jersey
WITHEmployment Agreement • November 14th, 2002 • First Niagara Financial Group Inc • Savings institutions, not federally chartered • New York
