0000950123-10-036654 Sample Contracts

SUB-ADVISORY AGREEMENT
Sub-Advisory Agreement • April 21st, 2010 • BB&T Variable Insurance Funds • Massachusetts

AGREEMENT dated as of April 22, 2005, between BB&T Asset Management, Inc., a North Carolina corporation with an office in Raleigh, North Carolina (herein called the “Investment Adviser”) and Scott & Stringfellow, a Virginia corporation with an office in Richmond, Virginia (herein called the “Sub-Adviser”).

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ADMINISTRATION AGREEMENT
Administration Agreement • April 21st, 2010 • BB&T Variable Insurance Funds • Massachusetts

THIS AGREEMENT is made as of this 23rd day of April, 2007, by and between BB&T Variable Insurance Funds, a Massachusetts business trust (the “Company”), having its principal place of business at 434 Fayetteville Street Mall, Raleigh, North Carolina 27601, and BB&T Asset Management, Inc. (the “Administrator”), a North Carolina corporation having its principal place of business at 434 Fayetteville Street Mall, Raleigh, North Carolina 27601.

BB&T VARIABLE INSURANCE FUNDS CUSTODY AGREEMENT
Custody Agreement • April 21st, 2010 • BB&T Variable Insurance Funds • Ohio

THIS AGREEMENT is made and entered into this 31st day of August, 2006, by and between BB&T VARIABLE INSURANCE FUNDS, a Massachusetts business trust, (the “Trust”), and U.S. BANK NATIONAL ASSOCIATION, a national banking association organized and existing under the laws of the United States of America with its principal place of business at Cincinnati, Ohio (the “Custodian”).

PARTICIPATION AGREEMENT Between Nationwide Life Insurance Company and BB&T Asset Management, Inc. and BB&T Variable Insurance Funds
Participation Agreement • April 21st, 2010 • BB&T Variable Insurance Funds • Ohio

THIS AGREEMENT, dated as of March 5, 2007 by and between Nationwide Life Insurance Company (the “Company”), an Ohio life insurance company, on its own behalf and on behalf of each segregated asset account of the Company set forth on Schedule A hereto, as may be amended from time to time (each account hereinafter referred to as the “Account”), BB&T Asset Management, Inc. (“the Adviser”) and BB&T Variable Insurance Funds (the “Trust”).

SECURITIES LENDING AUTHORIZATION
Securities Lending Authorization • April 21st, 2010 • BB&T Variable Insurance Funds • Massachusetts

This Agreement (this “Agreement”) made as of the 5th day of June, 2008, by and between MELLON BANK, N.A., a national banking association (the “Lending Agent”) and BB&T VARIABLE INSURANCE FUNDS, a Massachusetts business trust (the “Client”), for and on behalf of each of the funds identified on Schedule 1 hereto, as amended, modified or supplemented from time to time (each a “Fund” and collectively the “Funds”).

AMENDED AND RESTATED FUND PARTICIPATION AGREEMENT
Fund Participation Agreement • April 21st, 2010 • BB&T Variable Insurance Funds • Connecticut
AMENDMENT AND JOINDER AGREEMENT TO AMENDED AND RESTATED FUND PARTICIPATION AGREEMENT Among HARTFORD LIFE INSURANCE COMPANY, BB&T ASSET MANAGEMENT, INC., and BB&T VARIABLE INSURANCE FUNDS
Fund Participation Agreement • April 21st, 2010 • BB&T Variable Insurance Funds

This Amendment and Joinder Agreement (the “Agreement”), effective May 1, 2008, by and among Hartford Life Insurance Company (“Hartford Life”), Hartford Life and Annuity Insurance Company (“Hartford Life and Annuity” and together with Hartford Life, the “Hartford”), BB&T Asset Management, Inc. (the “Advisor”) and BB&T Variable Insurance Funds (the “Funds”), amends that certain Amended and Restated Fund Participation Agreement (the “Participation Agreement”) dated May 1, 2005 by Hartford Life, the Advisor and the Funds as follows:

FUND PARTICIPATION AGREEMENT
Fund Participation Agreement • April 21st, 2010 • BB&T Variable Insurance Funds • California

This FUND PARTICIPATION AGREEMENT (“Agreement”) is made as of October 7, 2005, by and among BB&T Variable Insurance Funds (the “Fund”), a Massachusetts business trust, on its behalf and on behalf of separate investment series thereof, set forth on Exhibit A hereto, as it may be amended from time to time by the parties and whether existing as of the date above or established subsequent thereto (each a “Portfolio” and collectively, the “Portfolios”), BB&T Asset Management, Inc. (the “Adviser” and “Administrator”), a North Carolina corporation and AIG SunAmerica Life Assurance Company (the “Company”), a life insurance company organized under the laws of the State of Arizona.

BB&T VARIABLE INSURANCE FUNDS AMENDMENT TO THE CUSTODY AGREEMENT
BB&T Variable Insurance Funds • April 21st, 2010

THIS AMENDMENT is made as of February 1, 2010 between U.S. Bank National Association, a national banking association organized and existing under the laws of the United States of America (the “Custodian”), and BB&T Variable Insurance Funds, a Massachusetts business trust (the “Trust”).

INVESTMENT ADVISORY AGREEMENT
Investment Advisory Agreement • April 21st, 2010 • BB&T Variable Insurance Funds • Massachusetts

AGREEMENT made as of April 22, 2005, between BB&T Variable Insurance Funds, a Massachusetts business trust (hereinafter called the “Trust”), and BB&T Asset Management, Inc., a wholly owned subsidiary of Branch Banking & Trust Company (hereinafter called the “Investment Adviser”).

FIRST AMENDMENT TO PARTICIPATION AGREEMENT
Participation Agreement • April 21st, 2010 • BB&T Variable Insurance Funds

This First Amendment (“Amendment”) dated as of August 28, 2009, is by and among Nationwide Financial Services, Inc. on behalf of its subsidiary life insurance companies listed on Exhibit C (collectively, “Company”) and the current and any future Nationwide separate accounts as applicable (“Accounts”); BB&T Asset Management, Inc. (the “Adviser”); and BB&T Variable Insurance Funds (the “Trust”), on behalf of its series, separately and not jointly. This Amendment amends the Participation Agreement dated March 5, 2007 (the “Agreement”).

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