among NORTH POINTE HOLDINGS CORPORATION, as DepositorTrust Agreement • March 21st, 2006 • North Pointe Holdings Corp • Fire, marine & casualty insurance • Delaware
between NORTH POINTE HOLDINGS CORPORATION, as Guarantor, andGuarantee Agreement • March 21st, 2006 • North Pointe Holdings Corp • Fire, marine & casualty insurance • New York
amongPurchase Agreement • March 21st, 2006 • North Pointe Holdings Corp • Fire, marine & casualty insurance • New York
TRUST AGREEMENT OF NP CAPITAL TRUST ITrust Agreement • March 21st, 2006 • North Pointe Holdings Corp • Fire, marine & casualty insurance • Delaware
betweenJunior Subordinated Indenture • March 21st, 2006 • North Pointe Holdings Corp • Fire, marine & casualty insurance • New York
1,500,000 March 4, 2005 (Maximum) Southfield, Michigan LINE OF CREDIT NOTE N.P. PREMIUM FINANCE COMPANY, a Michigan corporation ("Borrower"), for value received, promises to pay to the order of NORTH POINTE FINANCIAL SERVICES, INC., a Michigan...Line of Credit Note • March 21st, 2006 • North Pointe Holdings Corp • Fire, marine & casualty insurance
RECITALSCredit Agreement • March 21st, 2006 • North Pointe Holdings Corp • Fire, marine & casualty insurance
RECITALS:Assumption and Modification Agreement • March 21st, 2006 • North Pointe Holdings Corp • Fire, marine & casualty insurance
RECITALSConsulting Agreement • March 21st, 2006 • North Pointe Holdings Corp • Fire, marine & casualty insurance • Michigan
EXHIBIT 10.31 JUNIOR SUBORDINATED NOTE PURCHASE AGREEMENT THIS JUNIOR SUBORDINATED NOTE PURCHASE AGREEMENT, dated as of February 22, 2006 (this "Agreement"), between North Pointe Holdings Corporation, a Michigan corporation (the "Company"), and NP...Junior Subordinated Note Purchase Agreement • March 21st, 2006 • North Pointe Holdings Corp • Fire, marine & casualty insurance
BACKGROUNDLine of Credit Loan Agreement • March 21st, 2006 • North Pointe Holdings Corp • Fire, marine & casualty insurance
BACKGROUNDConsulting Agreement • March 21st, 2006 • North Pointe Holdings Corp • Fire, marine & casualty insurance
WAIVER LETTER February 28, 2006Credit Agreement • March 21st, 2006 • North Pointe Holdings Corp • Fire, marine & casualty insurance
EXHIBIT 10.32 WAIVER AND CONSENT LETTER February 21, 2006 North Pointe Holdings Corporation 28819 Franklin Road Suite 300 Southfield, Michigan 48057 Attention: James B. Petcoff Re: Amended and Restated Credit Agreement (the "Credit Agreement") dated...Waiver and Consent Letter • March 21st, 2006 • North Pointe Holdings Corp • Fire, marine & casualty insurance
FORM OF FLOATING RATE JUNIOR SUBORDINATED NOTE DUE 2036Floating Rate Junior Subordinated Note • March 21st, 2006 • North Pointe Holdings Corp • Fire, marine & casualty insurance
THIS SECURITY IS A GLOBAL SECURITY WITHIN THE MEANING OF THE INDENTURE HEREINAFTER REFERRED TO AND IS REGISTERED IN THE NAME OF THE DEPOSITORY TRUST COMPANY ("DTC") OR A NOMINEE OF DTC. THIS SECURITY IS EXCHANGEABLE FOR SECURITIES REGISTERED IN THE NAME OF A PERSON OTHER THAN DTC OR ITS NOMINEE ONLY IN THE LIMITED CIRCUMSTANCES DESCRIBED IN THE INDENTURE, AND NO TRANSFER OF THIS SECURITY (OTHER THAN A TRANSFER OF THIS SECURITY AS A WHOLE BY DTC TO A NOMINEE OF DTC OR BY A NOMINEE OF DTC TO DTC OR ANOTHER NOMINEE OF DTC) MAY BE REGISTERED EXCEPT IN LIMITED CIRCUMSTANCES.
