EXHIBIT 8.2 FORM OF FUND PARTICIPATION AGREEMENT Zurich Life Insurance Company of America (the "Company") and Lexington Emerging Markets Fund ("Lexington Fund" or the "Fund") and its investment adviser, Lexington Management Corporation ("LMC") hereby...Fund Participation Agreement • December 27th, 1995 • Zurich Life Variable Annuity Separate Account • New Jersey
RECITALS:Selling Group Agreement • December 27th, 1995 • Zurich Life Variable Annuity Separate Account • Illinois
FORM OF JANUS ASPEN SERIES FUND PARTICIPATION AGREEMENTFund Participation Agreement • December 27th, 1995 • Zurich Life Variable Annuity Separate Account • Colorado
FORM OF DISTRIBUTION AGREEMENT BETWEEN ZURICH LIFE INSURANCE COMPANY OF AMERICA AND INVESTORS BROKERAGE SERVICES, INC.Distribution Agreement • December 27th, 1995 • Zurich Life Variable Annuity Separate Account • Illinois
EXHIBIT 4 ZURICH LIFE INSURANCE COMPANY OF AMERICA An Illinois stock corporation Home Office: 1400 American Lane, Schaumburg, IL 60173 RIGHT TO CANCEL - FREE LOOK PROVISION - At any time within 10 days of receiving this contract you may return it to...Annuity Contract • December 27th, 1995 • Zurich Life Variable Annuity Separate Account
