1 EXHIBIT 4.5 [FORM OF AMENDED AND RESTATED TRUST AGREEMENT OF IBC CAPITAL FINANCE] WILMINGTON TRUST COMPANY, not in its individual capacity but solely as TrusteeTrust Agreement • December 6th, 1996 • Ibc Capital Finance • State commercial banks • Delaware
1 EXHIBIT 1 600,000 Preferred Securities IBC Capital Finance ___% Cumulative Trust Preferred Securities (Liquidation Amount of $25 per Preferred Security) UNDERWRITING AGREEMENTUnderwriting Agreement • December 6th, 1996 • Ibc Capital Finance • State commercial banks • Missouri
