1 EXHIBIT 1 600,000 Preferred Securities IBC Capital Finance 9.25% Cumulative Trust Preferred Securities (Liquidation Amount of $25 per Preferred Security) UNDERWRITING AGREEMENTUnderwriting Agreement • January 15th, 1997 • Ibc Capital Finance • State commercial banks • Missouri
ARTICLE IAgreement as to Expenses and Liabilities • January 15th, 1997 • Ibc Capital Finance • State commercial banks • Michigan
By PAUL D. ALLEN Name: Paul D. Allen Title: Vice President WILLIAM R. KOHLS William R. Kohls not in his individual capacity but solely as Trustee IBC CAPITALTrust Agreement • January 15th, 1997 • Ibc Capital Finance • State commercial banks • Delaware
1 EXHIBIT 4.2 This Debenture is a Global Debenture within the meaning of the Indenture hereinafter referred to and is registered in the name of The Depository Trust Company, a New York corporation ("DEPOSITORY TRUST COMPANY") or a nominee of...Debenture Agreement • January 15th, 1997 • Ibc Capital Finance • State commercial banks
1 EXHIBIT 4.7 ================================================================= =============== PREFERRED SECURITIES GUARANTEE AGREEMENT INDEPENDENT BANK CORPORATIONPreferred Securities Guarantee Agreement • January 15th, 1997 • Ibc Capital Finance • State commercial banks • Michigan
