AMENDMENTCredit Agreement • March 17th, 2000 • Mbna Corp • National commercial banks • New York
1 EXHIBIT 4.12 THIS AGENCY AGREEMENT is dated as of July 17, 1997 AMONG: (1) MBNA AMERICA BANK, NATIONAL ASSOCIATION, a national banking association organized pursuant to the laws of the United States of America (the "Bank"); (2) The First National...Agency Agreement • March 17th, 2000 • Mbna Corp • National commercial banks • New York
