0000950133-05-002355 Sample Contracts

Contract
Tak Sharad Kumar • May 23rd, 2005 • Services-computer programming services • Pennsylvania

THIS WARRANT AND THE COMMON STOCK ISSUABLE UPON EXERCISE HEREOF HAVE NOT BEEN REGISTERED OR QUALIFIED FOR SALE UNDER THE SECURITIES ACT OF 1933, AS AMENDED, OR ANY STATE SECURITIES LAW AND MAY NOT BE SOLD OR TRANSFERRED IN THE ABSENCE OF SUCH REGISTRATION OR QUALIFICATION OR AN EXEMPTION THEREFROM UNDER THE SECURITIES ACT OF 1933, AS AMENDED, AND ANY SUCH APPLICABLE STATE LAWS.

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STOCK AND WARRANT PURCHASE AGREEMENT by and between HEALTHAXIS INC. and TAK INVESTMENTS, INC. February 23, 2005
Stock and Warrant Purchase Agreement • May 23rd, 2005 • Tak Sharad Kumar • Services-computer programming services • Texas
INVESTOR RIGHTS AGREEMENT
Investor Rights Agreement • May 23rd, 2005 • Tak Sharad Kumar • Services-computer programming services • Texas

THIS INVESTOR RIGHTS AGREEMENT (this “Agreement”) is dated as of May 13, 2005 among Healthaxis Inc., a Pennsylvania corporation (the “Company”) and Tak Investments, Inc., a Delaware corporation (the “Purchaser”). Capitalized terms used but not defined herein have the meanings ascribed to them in the Stock and Warrant Purchase Agreement, dated as of February 23, 2005, between the Company and the Purchaser (the “Stock Purchase Agreement”).

REGISTRATION RIGHTS AGREEMENT
Registration Rights Agreement • May 23rd, 2005 • Tak Sharad Kumar • Services-computer programming services • Texas

This Agreement is made pursuant to the Stock and Warrant Purchase Agreement, dated as of February 23, 2005 among the Company and the Holder (the “Purchase Agreement”).

Contract
Tak Sharad Kumar • May 23rd, 2005 • Services-computer programming services • Pennsylvania

THIS WARRANT AND THE COMMON STOCK ISSUABLE UPON EXERCISE HEREOF HAVE NOT BEEN REGISTERED OR QUALIFIED FOR SALE UNDER THE SECURITIES ACT OF 1933, AS AMENDED, OR ANY STATE SECURITIES LAW AND MAY NOT BE SOLD OR TRANSFERRED IN THE ABSENCE OF SUCH REGISTRATION OR QUALIFICATION OR AN EXEMPTION THEREFROM UNDER THE SECURITIES ACT OF 1933, AS AMENDED, AND ANY SUCH APPLICABLE STATE LAWS.

WAIVER
Waiver • May 23rd, 2005 • Tak Sharad Kumar • Services-computer programming services

This waiver (“Waiver”) is entered into as of May 13, 2005, by and among Healthaxis Inc., a Pennsylvania corporation (the “Company”) and Tak Investments, Inc., a Delaware corporation (the “Purchaser”), and waives certain provisions of the Stock and Warrant Purchase Agreement dated as of February 23, 2005 by and between the Company and the Purchaser (the “Purchase Agreement”) and the Investor Rights Agreement to be entered into by the Company and the Purchaser (the “Investor Rights Agreement”). Capitalized terms used but not defined herein have the meanings ascribed to them in the Purchase Agreement.

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