1 EXHIBIT 4.5 AMENDED AND RESTATED TRUST AGREEMENTTrust Agreement • July 2nd, 1998 • Telebanc Capital Trust Ii • Savings institution, federally chartered • Delaware
1 EXHIBIT 4.7 GUARANTEE AGREEMENTGuarantee Agreement • July 2nd, 1998 • Telebanc Capital Trust Ii • Savings institution, federally chartered • New York
UNDERWRITING AGREEMENTUnderwriting Agreement • July 2nd, 1998 • Telebanc Capital Trust Ii • Savings institution, federally chartered • New York
R E C I T A L SConversion Agreement • July 2nd, 1998 • Telebanc Capital Trust Ii • Savings institution, federally chartered • Delaware
