1 EXHIBIT 4.3 UNITED INSURANCE COMPANIES, INC. EMPLOYEE STOCK OWNERSHIP PLAN (As Amended and Restated Effective as of January 1, 1989 and as further amended through the second amendment thereof) Mayer, Brown & Platt Washington, D.C. 2 TABLE OF CONTENTSEmployee Stock Ownership Plan • January 16th, 1997 • United Insurance Companies Inc • Fire, marine & casualty insurance • Texas
