1 EXHIBIT 10.15 1998 NON-QUALIFIED STOCK OPTION AGREEMENT This Agreement, effective as of September 23, 1998, is between Local Financial Corporation, a Delaware corporation (the "Company"), and Edward A. Townsend, an individual resident of the State...Non-Qualified Stock Option Agreement • March 30th, 1999 • Local Financial Corp /Nv • Savings institution, federally chartered • Oklahoma
1 EXHIBIT 10.12 SEVERANCE AGREEMENT THIS SEVERANCE AGREEMENT ("Severance Agreement") is made and entered into effective as of the _____ day of _____________, 199___ ("Effective Date"), by and between LOCAL FEDERAL BANK, F.S.B., a federally chartered...Severance Agreement • March 30th, 1999 • Local Financial Corp /Nv • Savings institution, federally chartered
1 EXHIBIT 10.13 FIRST AMENDMENT TO EMPLOYMENT AGREEMENT THIS FIRST AMENDMENT TO EMPLOYMENT AGREEMENT ("Amendment"), is made and entered into as of this _____ day of ________, 1998, to be effective as of September 23, 1998 ("Effective Date"), by and...Employment Agreement • March 30th, 1999 • Local Financial Corp /Nv • Savings institution, federally chartered
