EXHIBIT 4.7 =================================================================== ============= GUARANTEE AGREEMENTGuarantee Agreement • May 14th, 2001 • Sman Capital Trust 1 • Life insurance • New York
1 EXHIBIT 4.3 AMENDED AND RESTATED TRUST AGREEMENTTrust Agreement • May 14th, 2001 • Sman Capital Trust 1 • Life insurance • Delaware
1 EXHIBIT 4.5 JUNIOR SUBORDINATED INDENTUREJunior Subordinated Indenture • May 14th, 2001 • Sman Capital Trust 1 • Life insurance • New York
EXHIBIT 4.2 TRUST AGREEMENT This Trust Agreement, dated as of May 9, 2001, (this "Trust Agreement"), between Standard Management Corporation, an Indiana corporation (the "Depositor") and Bankers Trust (Delaware), a Delaware banking corporation, as...Trust Agreement • May 14th, 2001 • Sman Capital Trust 1 • Life insurance • Delaware
