PILGRIM BANK AND THRIFT FUND, INC. 40 NORTH CENTRAL AVENUE PHOENIX, ARIZONA 85004 November 30, 1998 Pilgrim Securities, Inc. 40 North Central Avenue Phoenix, Arizona 85004 Re: Amended and Restated Underwriting Agreement Gentlemen: Pilgrim Bank and...Pilgrim Bank & Thrift Fund Inc • March 25th, 1999 • New York
